JenitaOct 41 min readUnderstanding 75% and 55% LTV RatiosThe LTV ratio (Loan-to-Value ratio) determines how much of a property’s price or value can be financed by a loan. The LTV depends on...
JenitaOct 41 min readTDSR (Total Debt Servicing Ratio) vs. MSR (Mortgage Servicing Ratio)Both the Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR) are key guidelines in Singapore that limit how much...
JenitaOct 42 min readWhat is Loan to Value (LTV)?LTV stands for Loan-to-Value Ratio, it is used to express the ratio of a loan to the value of an asset. This indicate the maximum amount...